Would it make sense to drop health insurance and get them enrolled in the individual health insurance exchange? Would your workers be worse off by your action?Explain.

Suppose you own a firm with fewer than 50 employees. You have offered health insurance for some time. However, your workers, for the most part, receive modest wages. Would it make sense to drop health insurance and get them enrolled in the individual health insurance exchange? Would your workers be worse off by your action?