Explain the key components of the issue and why this issue is important. Also explain what are the effects of this issue on healthcare costs, access, and quality.

Explain the key components of the issue and why this issue is important. Also explain what are the effects of this issue on healthcare costs, access, and quality.
https://www.timesunion.com/news/article/hospitals-medical-debt-bill-16610048.php?IPID=Times-Union-HP-CP-Spotlight