Discuss whether regulations in addition to a lender of the last resort are needed for the efficient operation of the financial system.

Interbank Contagion during the Depression

https://voxeu.org/article/interbank-contagion-during-depression

After reading the case study material “Interbank Contagion during the Depression and its implications for Regulation today” answer the following questions:
1. Drawing on the details in case study material, explain how interbank connections can affect the exposure of individual banks and the banking system to liquidity risk.
2. Use economic theory and the evidence provided in the case study material to assess the effects on the banking system of a central banker that acts as the lender of the last resort.
3. Discuss whether regulations in addition to a lender of the last resort are needed for the efficient operation of the financial system.

Answers all together are to be between 3,000 and 3,500 words, and each question should be answered separately. You do not need to include an introduction or overall conclusion. The case study material is the basis for your answer;

Evaluate the appropriateness of the organisation's actions to the issues raised. More than specific/ clear illustrations included.

TERRA AUSTRALIS FINANCIAL PLANNING LIMITED (TAFP): CASE STUDY ANALYSIS

Corporate Governance and Risk Management
The number of sources: at least 15 (with at least 7 sources are post-2017).

In assessment 3 case study PDF:
* PAGES 1-5: Important details. Case Study.
* PAGE 6: Questions

All answers to the questions must be in paragraph form. All questions must be equally answered. Summary and conclusions sections must be included.

* Answers to question 1
* Answers to question 2
* Answers to question 3
* Answers to question 4
* Answers to question 5
* Answers to question 6
* Summary and conclusions

It must meet the ff. criteria:
* A thorough comprehensive analysis of the organisation's corporate governance and risk management behaviour and responses
* Evaluate the appropriateness of the organisation's actions to the issues raised. More than specific/ clear illustrations included.
* Analysed an exceptional level of corporate governance and risk management issues within the case study.
* Highly credible evaluation of risk mitigation strategies considering the ethical issues raised in the case study.

Identify a psychological disorder and discuss specific research from the textbook and/or lecture .

Then, for an extra credit opportunity, you may offer a viable treatment option for this individual, based on the various forms of therapy discussed in class and/or the textbook. Be sure to demonstrate an understanding of one specific type of therapy.

Identify a psychological disorder and discuss specific research from the textbook and/or lecture . You may also use outside sources, but be sure to cite them in a works cited section at the end of your assignment. You should provide enough information to reliably and validly describe the disorder, such that someone unfamiliar with psychological theory would have the basic information needed to understand the disorder. Once you have discussed the disorder, identify a fictional character of your choice and discuss why you think he/she may have signs of this disorder. You should be specific by providing examples of behavior and/or other symptoms..

Part 2 – Based on your chosen character, and the disorder they may have, what treatment plan would you recommend? Describe a therapeutic approach based on relevant theory and/or research from the textbook and/or course material.

What is the purpose of capital budgeting and how does it align to the corporate or finance strategy?

Write a RESPONSE to the classmate’s discussion post below, analyzing their answer and findings. 10 -12 sentences.:

1. What is the purpose of capital budgeting and how does it align to the corporate or finance strategy?

The purpose of capital budgeting to determine which major projects or investments a company should pursue. During this process, the firm is analyzing whether or not the project/investment will provide significant returns compared to the initial cash spent on the project/investment. This type of analysis involves using present value, discounted cash flow, and payback analysis, all of which we are currently learning. The purpose of capital budgeting aligns with ADP’s strategy because ADP’s strategy consists of heavy talk about growth. The firm looks to grow its offering in HCM solutions, HR outsourcing solutions, and global solutions. Essentially, ADP’s strategy aims to continue to innovate and develop new softwares that will make ADP stand out among competitors. Therefore, capital budgeting aligns with the firm’s strategy because capital budgeting is a necessary process in fostering growth and innovation. Big projects and firm-changing investments are the steps that evetnually need to be taken in order to grow the company on a significant scale.

2. What are the expected capital expenditures for your company for this year? What are they investing in capital assets?

How are their financial statements similar and different from those presented in the text? Describe the differences, if any, and explain why you believe the differences exist.

Choose a publicly traded company that you are familiar with. Go to the selected company’s website and look at their annual report . If you prefer, you may also go to the Securities Exchange Commission’s EDGAR database and download the annual report. Review the annual report, paying particular attention to the financial statements and the notes to the financial statements.

How are their financial statements similar and different from those presented in the text? Describe the differences, if any, and explain why you believe the differences exist. As a potential investor, what areas do you think you should be most concerned with, if any, based upon the notes? Assuming you had unlimited funds, would this be a company you would invest in? Why or why not?

Outline the process of buying a home and identify at least 3 ways math is important during that process. Explain why math is important in each of those cases and illustrate your point by using math in some examples .

Housing – Outline the process of buying a home and identify at least 3 ways math is important during that process. Explain why math is important in each of those cases and illustrate your point by using math in some examples .

Vehicles – Outline the process of buying a new or used vehicle and identify at least 3 ways math is important during that process. Explain why math is important in each of those cases and illustrate your point by using math in some examples .

Describe the internal rate of return criterion and its strengths and weaknesses.

Course: Finance for Managers
Module 5: Capital Budgeting
Goals
After completing this module, you will be able to do the following:
⦁ Outline the facts of the payback rule and some of its shortcomings.
⦁ Accounting rates of return and some of the problems with them.
⦁ Describe the internal rate of return criterion and its strengths and weaknesses.
⦁ Recognize why the net present value criterion is the best way to evaluate proposed investments.
⦁ Calculate the profitability index and understand its relation to net present value.
⦁ Interpreting how to determine the relevant cash flows for a proposed investment
⦁ Understand how to analyze a project’s projected cash flows.
⦁ Practice how to evaluate an estimated NPV.

After thinking about how you directly pay for these do you believe you get your money’s worth?Explain.

Stabilize, Distribute & Allocate
Some surveys show that citizens are quite aware of services provided by local governments but often not very certain about what is provided by state governments. Make a list of three services provided by your town/city and three provided by your state that directly benefit you. After thinking about how you directly pay for these do you believe you get your money’s worth?

Which of the models above is your preferred model based on the backtesting results?

You are to conduct your analysis in a copy of the Excel file “Assignment_Part_A – Data and Results.xlsx” provided on Blackboard. This file contains a tab with the raw for historical WBC share prices as well as a front page for you to summarize your results. All working is to be contained in the subsequent tabs.
The front tab asks you to provide the following
The exceedance probabilities for the five models above.
A graph summarizing the Basel Traffic Light results over time .
Which of the models above is your preferred model based on the backtesting results?